Following the Connors' Discovery Meeting, we identified gaps in their retirement planning and helped them put a plan in place to address those gaps.

• They defined their needs versus their wants. We created a plan for the unexpected should occur, so they knew in advance what would change in a given situation.
• We conducted a financial analysis for them so they knew when they had saved enough saved to maintain their desired retirement lifestyle.
• We helped them make confident, informed decisions about social security, Medicare, insurances, and taxes and put financial automations in place.
• We explained the implications of drawing income from each type of account, so they could have steady, reliable income streams while keeping taxes low.
• We helped them implement a strategy to reduce taxes using a Roth IRA conversion and permanent life insurance.

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.

Following the Yungs financial analysis, we helped them answer these questions and put financial instruments in place to help protect their assets and reduce their worry. We:

• Took them through our Purposeful Living exercise
• Set up a planning tool to monitor spending designed to reduce the risk of running out of money
• Helped them minimize tax impact on their investments to increase their income
• Set them up for quarterly portfolio risk assessments and financial review meetings to help protect from market volatility
• Provided flexible income streams as their needs and wants arose
• Connected them with other professionals when the need arose, designed to reduce their risk and overcome challenges
• Helped them plan their legacy and imbue their wealth transfer with their personal values
• Made sure their beneficiaries were in place
• Helped them stay current with estate laws and planning issues
• Provided multi-generation planning and solutions

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.

Following the Matthew Harris' financial analysis, We:

• Calculated how much he needed to save on an annual basis to fulfill his retirement goals
• Helped him simplify his financial life now and implement strategic tax solutions
• Connected him with other professionals, an attorney & a CPA, to help ensure he was getting the best advice and solutions
• Investigated his investment accounts and 401k to help ensure his investments were appropriately allocated and that risks helped optimize returns
• Helped him maximize employer benefits
• Reviewed insurances, including life, property and casualty insurance to make sure he had adequate but not excessive coverage
• Helped him put guardianship over his aging parents in place
• Helped him eliminate debt and set up his trust and will
• Helped him carve out time to create teach his kids personal values and deepen relationships
• Started educating his older children on the laws of finance, so they could make fiscally smart decisions and feel involved in building the family legacy

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.

As business growth and exit experts, we helped Michael:

• Identify gaps in employee benefits and provide appropriate products
• Stress test his plans and insurances to make sure there weren’t any surprises
• Streamline employee benefits and educate his employees on how their benefits work
• Make sure he had sufficient insurances to cover his business assets
• Complete our Exit Planning Process, so he knew what needed to happen before a smooth, profitable exit could occur
• Connect to appropriate professionals to get legal and benefit packages created
• Structure retirement programs to help save more and reduce taxes simultaneously
• Create his own self-insurance programs to help protect his business, provide better services for customers, and enjoy a significant tax write-off
• Minimize potential lawsuits and avoid problems with the Department of Labor

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.

We specialize in helping women manage their financial investments and quickly fill in any knowledge gaps. We worked with Carla to:

• Increase her financial knowledge in specific areas
• Simplify the complexities she was facing
• Crunch the numbers so she knew how much she had to spend without running out of money
• Organize her financial situation so she knew when and what she needed to focus on to move forward
• Put insurances in place to make sure her family are taken care of – particularly since she was worried about her mother's dementia and potential long-term care expenses
• Encouraged her to put a prenuptial requirement in her trusts to protect her and ensure their children didn't become disinherited upon her death
• Continued to educate her as her investment skill grew and she expanded into new types of assets
• Helped her develop the confidence she needed to live without fear of doing something wrong or losing her money
• Helped her coordinate with a trusted team of other professionals so that she had everything she needed to move forward

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.